Home Loans

Essentially home loans will always try and obtain the best rate loan that we can for you. Our expert service helps home owners obtain home loans which is both affordable and will allow them to carry on with their lives will we do the running around. Whether you require a home loan for house improvements or an extension Essentially Home loans will try providing help to achieve you goal.

Cheap Loans

Cheap loans from Essentially Home Loans, finding you the most competitive loans available at the moment. We have access to the UK's top loan providers to find you the best deal possible. Take a look at some of our cheap loans on our loans page. People often get confused when talking about cheap loans as its not always so simple for every individual. Your previous credit may be looked at and often the secured loan route may be the best option to obtain the best rate for cheap loans.

Quick Loans

We understand the importance of quick loans which is why we endeavor to get your loan processed quickly and smoothly. Whether you need the loan for emergency repairs or for a last minute holiday, you are sure to find quick loans suited to your needs. Finding quick loans can be frustrating, Essentially home loans try to make this process as simple and as fast as possible, please contact us for more information and ask about Quick Loans..

Best Rate Loans

Essentially Home Loans offer some of the best rate loans available on the market. If you own your own home, we can find you a loan at very competitive rates. Read more about our best rate loans on our secured loans page, alternatively if you are looking for an unsecured loan we still thrive to find the best rate loans for candidates who require a unsecured loan, however the rate is often higher then that of a secured loans.

Fast Loans

Most people want to get fast loans and Essentially Home Loans can help. We pride ourselves on the quality and speed of our service, our aim to simply process your loan application with as little inconvenience to you as possible. Get more information on our fast loans by visiting our loans page or contact us directly and ask about "fast loans" one of our customer service staff will be happy to help and get your fast loans application started..

Tenant Loans

Tenant loans are ideal for people looking for a loan but don't have any securities to put against that loan. With Tenant loans available from £500 to £25,000 available, we aim to make the process as simple and swift for you as possible. Please follow the link for more information on our tenant loans and the service we provide. We ensure that we provide a high level of service for both homeowner and tenant loans which ever your position we are happy to help.

Safety nets failing to protect homeowners - 17/03/2008

Sub-prime lenders are using heavy handed approaches in order to manage borrowers who are falling into arrears. This, coupled with bad advice from brokers as well as irresponsible lending decisions, is making things a lot harder for some bor...

Why are long term fixed rate mortgages so unpopular? - 07/03/2008

The Chancellor Alistair Darling has proposed making it easier for lenders to fund 10-year fixed rate home loans. The changes proposed could mean that borrowers would then be tied for longer periods to their fixed rate deal thus helping to s...

Sale-and-rent-back - disaster waiting to happen? - 07/03/2008

One of the UK’s leading charities has stated that sale-and-rent-back property schemes are a disaster waiting to happen and something needs to be done sooner rather than later. The claims come from the Citizens Advice Bureau who have ca...

Amount of people refused a mortgage set to rise - 05/03/2008

New restrictions have been introduced by lenders meaning that high-risk lenders will find it increasingly difficult to secure a mortgage. Because of the changes by lenders to their lending criteria it is expected that the number of rejectio...

Bank of England holding base rate - 05/03/2008

The decision by the Bank of England to hold rates at 5.5%, shows clearly that it is still not fully convinced that the slowdown in the housing market has gone far enough. Analysts are more doubtful however warning that continuing instabi...

Credit Card Interest Rip-Off - 27/02/2008

According to a survey by Nationwide Building Society only 29% of credit card customers are aware of the fact that many credit card providers always pay off debts charged at the lowest interest rate before paying off the debts with the highe...